Many of our clients come to us having previously worked with other advisers, but having felt that service levels have declined. Common concerns include frequent changes in their assigned adviser or repeated changes in ownership of the firm. As a result, many individuals have become disillusioned and are seeking a more personal relationship, one where they feel valued, understood, and confident that their adviser genuinely recognises their objectives and priorities, and the business is going to remain in private ownership. This is where we add value. We take the time to develop a genuine understanding of each client and their individual needs. Some prefer a highly collaborative approach, while others, due to time constraints, choose to delegate more responsibility to us. We particularly value working with women who have previously felt overlooked or underserved by the financial services industry.

Client money is never held by Vivian Wealth. All assets are held with third-party platforms, where client funds are always kept fully segregated. As an independent firm, we have access to the whole of the market and can select the most appropriate platforms, including retaining existing accounts where they continue to meet a client's needs.

They are an award-winning independent financial advice network. Vivian Wealth are an appointed representative of ValidPath, meaning that they support Vivian Wealth with compliance, regulatory approval and back office support. Being part of the network allows us to utilise their significant skill and knowledge, whilst being able to service and design the business as we wish. Please visit validpath.co.uk for more information.

Many people are satisfied with the performance of their existing investments but would prefer to work with a different financial adviser. In many cases, it is possible to appoint Vivian Wealth as your adviser without changing your existing platform or investment holdings. However, this will depend on the arrangements you currently have in place. Some providers only permit access to certain investment solutions when their own advice service is used. If this applies to your circumstances, we can explain the options available to you and any implications of changing adviser. We would be happy to discuss your situation in a no-obligation initial consultation.

Initial advice fees are payable for any new advice given. These are clearly disclosed and agreed before any work is carried out. Please get in touch for an accurate quote.

Our ongoing advice fees are based on the value of the assets we advise on and manage for you. As a guide, they typically range from 0.5% to 1.0% per annum, depending on the level of assets and the services required. For larger portfolios, the percentage fee may reduce. We will always provide a clear illustration of our charges before any work is undertaken.